Housing Counseling Program
Making Homes Affordable – Helping People Stay in their Homes
The Housing Counseling Program is Intercultural’s longest existing community service. Established in 1983, the
program provides services which include assistance with pre- and post-renting, rental delinquency/default, postpurchase
counseling, first-time mortgage counseling, anti-predatory lending, and mortgage default and delinquency
counseling. The housing program is funded through the Office of Housing and Community Development (OHCD) and
the Philadelphia Housing Finance Agency (PHFA).
The goal of Intercultural’s Housing Counseling Program is to encourage and assist participants to become
homeowners, to enhance their home management skills, to sustain their family in a stable housing environment and
to help them become successful homeowners through wise money management and budgeting. More recently the
housing counseling staff has increased its provision of foreclosure prevention counseling in response to the difficult
economy and growing housing burden on Philadelphia’s low-income families.
Intercultural has also expanded its partnership with local lenders for the monthly First-Time Homebuyer workshops,
working with three additional institutions. Currently, the agency partners with TD Bank and Citizens Bank, M&T Bank,
Beneficial Bank, and Sovereign Bank.
Funding for the Housing Counseling Program is provided by the US Department of Housing and Urban Development
(HUD), the Pennsylvania Housing Finance Agency (PHFA), The City of Philadelphia Office of Supportive Housing (OSH),
The City of Philadelphia Office of Housing and Community Development (OHCD), The United Way of Southeastern PA,
Bank of America, M&T Bank, and the Wells Fargo Housing Foundation.
Intercultural LIPS® (Language Interpretation and Pronunciation Services)
Intercultural LIPS provides Language Interpretation and Pronunciation Services or “LIPS” to interested community
members, clients receiving services from Intercultural, other city/county agencies and community-based organizations
on a fee for service basis.
Trained interpreters from the agency’s multi-ethnic staff translate over 18 different languages and dialects including
the three major Asian languages (Chinese, Cambodian, and Vietnamese). Most important, Intercultural LIPS stresses cultural
competence in all of its communication, marketing, and public relations services.
Program services include verbal and written translations, and assistance in working with linguistically diverse groups. Intercultural LIPS is also able to assist clients to produce tailored translated text material and corresponding photo-ready graphics
Let Intercultural LIPS help you bridge linguistic and cultural gaps.